Why consider long term care insurance?

Long term care can be expensive, and a least 70% of people over 65 will need long term care services and support at some point in their lives. Having a plan for long term care can help you find practical and affordable ways to help pay the high costs of long term care services.


What is long term care?

Many of us worry about who would take care of us if something happens, and no one wants to be a burden. Long term care is the assistance or supervision you may need when you are not able to do some of the basic activities of daily living such as:

–        Bathing

–        Dressing

–        Eating

–        Continence

–        Toileting

–        Moving in and out of bed


A need for long term care may result from:

–        Accidents

–        Illness

–        Advanced aging

–        Stroke

–        Other chronic conditions


Providing long term care can be time consuming, expensive and exhausting. Help protect your family and get the information you need to see if long term care insurance should be a part of your plan.


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